I am returning (permanently) to the UK shortly. I have lived in France (since I retired) for the last eleven years. I pay French taxes. I do have a UK bank account and an established UK credit card which I use regularly. I own a house in the UK. Please can you advise me what my chances are of being accepted for a personal car plan when I get back to the UK? If not immediately, how long do you estimate I would have to wait?